The mobile phone financing program was introduced for those who can’t afford a brand new and expensive phone but need one to carry out their jobs or tasks. Still, millions of citizens face hardships in buying high-end smartphones without any financial ease. Lots of people need the latest smartphones badly to cope with their time. It’s now recognized that a smartphone is not a luxury product anymore. Rather, it’s a tool to help one connect with the world to finish important tasks. It helps in communicating, video conferencing, browsing and collecting knowledge from the ocean of books, and many more essential tasks that we used to do physically.
So, it is now a right to have a good-quality and latest version smartphone to perform official tasks besides communication. Network providers in the country thus practice this responsibility by providing eligible customers with good quality and high-end smartphones through a monthly payment plan. MetroPCS is not an exception in this regard. Follow this article to get details on the question you have about Metro PCS phone financing.
Can You Finance A Phone With Metro PCS?
MetroPCS is a subsidiary of T-Mobile, which has always been striving to help customers in every possible way. So, the question above has been answered here. Yes, MetroPCS proudly helps customers by financing the latest phones, such as the latest iPhones. In this program, a user has to switch to Metro PCS to qualify to get phone financing by meeting some simple requirements from Metro PCS. Then MetroPCS decides the phone model and installment amount and types the subscriber can get based on his/her financial affordability. In this program, MetroPCS provides 4G smartphones only from its available phone deals.
How Does the MetroPCS Finance Phone Package Work?
Metro PCS looks after the whole program and procedures to provide the phones to eligible customers. First of all, the program is to attract a customer who is ready to use MetroPCS as a phone carrier. It first checks your eligibility and then determines which model of the available phones the applicant is qualified for. If a subscriber qualifies with $700 for a device, then MetroPCS will offer you an expensive smartphone or two less expensive smartphones.
Please note that T-Mobile comes with a two-year contract plan, although the phone financing program is similar to the T-Mobile value plan. If you face an issue paying within the date, then the program will allow you to take 60 more to pay but with an APR of up to 36 percent. You will have to pay $8.95 to $17.95 as a service fee based on your bill amount.
Who Can Apply for the MetroPCS Phone Package?
MetroPCS started this phone financing program aimed at customers who want a well-configured smartphone through monthly installments. It’s an open-for-all program, and anybody can apply if qualified. You can also get one of these high-end phones, such as the latest iPhone, by meeting some simple requirements. Here are the requirements mentioned below.
- You must be 18 or older.
- You must have a valid and active SSN (Social Security Number).
- Have an active debit or credit card
- monthly income should be at least $1000 before paying taxes.
- You have to be an active subscriber.
Although the requirements are simple, you will have to meet all of them to qualify for the Metro PCS phone financing program. SmartPay, a third-party lender of this financing program, verifies each application and the applicant’s credit score and determines whether the applicant is eligible as standard for the phone.
How do You Get the Financing for the MetroPCS Phone Package?
There are both online and physical application systems for the Metro PCS phone finance program. Subscribers can apply in two ways, mentioned below.
- You can visit any T-Mobile store near you and they will have the option of the application. Visit the link t-mobile.com/store-locator and you can find the nearby T-Mobile store by entering the city, state, or ZIP code on the search box.
- If you are intending to apply then you can apply via the SmartPay website at apply.smartpaylease.com/smartpayweb. SmartPay is the third-party company that helps in this phone financing program. There are terms and conditions that you will have to go through if you sign up via the SmartPay link. You will get an update on the amount and timeframe of the installment required for the phone financing program.
Metro PCS Popular Phone Deals?
Metro PCS offers several phone brands and models with the latest versions of this program. I am here to mention some of those phone models.
- iPhone 13 with $300 off- This model of iPhone is popular worldwide for its cutting-edge technology, which has a cool display with long battery life, the mighty A15 Bionic processor, and many modern features. You will have to get this $300 off phone plan from a Metro PCS store by trading in your current and old phone.
- iPhone 12 and 12 Pro with $200 off- If you qualify for this phone, you will be able to get it with a $200 instant discount by switching to Metro PCS. This model has a 5G SIM facility and unique camera technology. Don’t worry if you don’t qualify for this phone, iPhone 12 is an alternative for you.
- Samsung Galaxy A21 for free- Yes, you heard right. You can get this advanced android phone for free if you activate Metro PCS on this phone and save up to $249. The phone was released in 2020 and has the 5G SIM facility with the latest MediaTek Chipset and the latest operating system. You must get this phone in-store by visiting a nearby T-Mobile store.
- iPhone SE with $350 off- You can get this 2020 version iPhone for $49.99 only and save $350 by just switching to the Metro PCS phone plan. This model is known as the ultra-compact device with the most robust performance and greatest durability.