Are you looking for the best iPhone in the market? Look no further as iPhone 12 Pro Max is the ultimate solution for you. You will note that this one of the biggest, functional, and powerful iPhones Apple has ever made. When it comes to iPhone Series 12, this is the only handset that comes with a triple camera on the back. This feature combined with a long-lasting battery makes this phone one of the best phones for those who like Apple products.
Besides these features, the phone comes with a powerful chip with 5G support, durable design, LiDAR scanner, large speakers, and MagSafe support. Although this phone has incredible features, it comes with a cost. You have to set a budget for it. For those who might find this device budget-breaking and feel left out, there is a solution for you. The good news is that you can now lease it and enjoy the incredible features mentioned above. This article will outline the carriers that lease the iPhone 12 Pro Max and so much more.
How To Lease iPhone 12 Pro Max
Is bad credit hindering you from buying iPhone 12 Pro Max? Worry no more as now you can lease it, thanks to the program known as Rent to Own Iphone No Credit Check. Here, you will be able to purchase the phone and then pay it in installments within an agreed leasing duration.
This program basically helps clients with poor or no credit records to acquire Apple products with cheap payment plans. As long as you pay the iPhone 12 Pro Max over the agreed duration, you will be good to go.
It is important to note that the leasing or the payment duration of this program will depend on several factors such as:
- Price of the product
- The seller
- Quality of the product
If you want to lease the iPhone 12 Pro Max, here are the steps that you should follow:
- Search for the product seller: Here, you should look for the trusted seller who sells the iPhone 12 Pro Max. When looking for the seller, you should also consider looking at the quality of the phone, price charged, and the leasing duration. The good news is that you can search for the seller online or better still visit them at the store.
- Fill the application sheet form: Once you have found the retailer that sells this handset, the next step should be to fill the application sheet form. It is important that you fill in the correct details and the details of the iPhone 12 Pro Max.
- Request approval: The next step here is for your application form to be reviewed for eligibility purposes.
- Sign the agreement: If you are approved, you will get the phone and then sign the contract indicating that you will pay the phone in installments. Here, you will know the duration it takes to completely pay for the product. Also, you will know the amount you will be paying monthly and so on.
Best 4 Carriers That Provide Lease iPhone 12 Pro Max
There are many carriers that provide lease iPhone 12 Pro Max programs to their customers. They include:
1. T-Mobile
To start with, this is one of the largest and most reputable carriers you can ever find out there. It is actually the one that took over Sprint at the start of 2020. The good news is that this carrier offers several phones that you can lease out there.
As we speak, T-Mobile teamed up with Apple in a bid to extend their financing plan to new T-Mobile customers. Here, customers have the opportunity to lease iPhone 12 Pro Max among other phones.
You can trust that you will be able to lease this device over a 24-month period with no upfront costs. This makes this carrier one of the best carriers you should consider as far as iPhone 12 Pro Max is concerned.
2. Cricket Wireless
Besides T-Mobile, CricketWireless is another carrier that allows customers to lease iPhone 12 Pro Max. Here, you will enjoy instant approval decision and no credit is needed. All that is needs is your basic personal information such as your ID, your credit card or debit card, your SSN, and the bank information. You have to be 18 years or older.
If you are approved, you will be able to use the approved lease amount to buy one or more items within the lease limit. Thereafter, you will pay with Progressive Leasing at checkout. Ideally, one phone should cost at least $149.99 after discounts and promotions.
The leasing cost will then be added to the retail price for the phone and other accessories. Remember that you are limited to 5 phones and 5 accessories, depending on the lease amount that you were approved for. It is important to note that the lease agreement is normally 12 months, and then you will own the device fully.
3. Straight talk
Earlier on, you had to opt for a nationwide carrier when looking for iPhone financing. However, as we speak, there are budget-friendly options such as Straight Talk that can be of great help to you. The good news is that this carrier normally offers lower monthly prices compared to other carriers. You can trust that you will enjoy this advantage as you still use their networks.
Like the carriers mentioned above, there is no contract monthly plans and therefore you will be able to save more. Once you make all the necessary monthly payments, you will be able to own this device. The maximum period you will have to make these payments is 24 months. However, with early payoff, you will be able to save on the total fees paid.
4. TracFone
TracFone is another carrier that allows you to own iPhone 12 Pro Max without having to strain your budget. Here, you will be able to lease the phone and make monthly payments spread for a period of 24 months.
Remember that you will not own the device fully until the total cost is cleared. However, if you pay for this device early enough, you will be able to own it and save more on cost.
Top 4 Store That Provides Lease iPhone 12 Pro Max
If you are looking for an online store that allows you to lease an Iphone 12 Pro Max, there are a number of options for you. Some of these stores include:
1. Apple store
The Apple Store is one of those stores that allow you to lease Apple products such as iPhone 12 Pro Max. Here, you will need to use an Apple Card to buy the products on a monthly installment plan. However, for you to get the Apple Card, you need to be an iPhone. Therefore, if you are an Android user, you might have challenges acquiring this card.
With this card, you will be able to apply for and enter into 24 monthly installment loans at zero percent APR. Once you completely finish all the installments within 24 months, you will now fully own the iPhone 12 Pro Max.
2. Amazon
Besides Apple Store, the other way to fund your iPhone 12 Pro Max is through Amazon. Fortunately, Amazon does not charge any interest on its clients. In addition, you will not be charged any hidden fee, if you choose to use this platform for leasing your iPhone.
No credit check or application is required and therefore, it is one of the best ways you can finance your iPhone if you are operating on a budget. With its affordable and flexible payment plan, you will be able to save more on costs.
3. Walmart
You can now finance your iPhone without credit through Affirm. You will note that Affirm is basically a financing alternative to credit cards and other credit payment products. Here, you will be offered real-time financing for online purchases.
You will then be required to pay for the iPhone in fixed monthly payments over 3,6 or 12 months on eligible purchases of between $144 to $2000.The good news is that you will not incur any interest fee with Affirm financing program.
4. Best Buy
If the above-mentioned 3 stores are not appealing to you, you can consider financing your iPhone at Best Buy. Here, you can trust that you will enjoy interest-free financing. Since you will be allowed to make monthly payments for your Apple products as well as iPhone 12 Pro Max, you will not strain your budget by a larger margin.
However, it is important that you pay the entire promotional purchase balance at the end of the financing term. Failure to do this means that you will pay the interest charged on each month’s balance at the APR for regular purchases. To be on the safe side, just ensure that you pay the monthly payments as agreed.
Best 3 Financial Companies That Assist To Lease iPhone 12 Pro Max
There are a number of financial companies that can help with iPhone leasing program. Some of these companies include:
1. SmartPay
Smartpay is one of those financial companies that help you get the iPhone 12 Pro Max by providing a lease-to-own payment plan. Here, you will pay for the phone over a certain period of time and thereafter own the phone. The good news is that both new and existing customers can now apply for SmartPay.
All you need to provide is your name, email, address, phone, date of birth, and social security number. You must also have an active bank account and debit card with funds to cover the initial payment. However, FICO score will not be used to check your eligibility for this financing.
What matters most is the credit information and consumer reports, as they have to be reviewed before you are approved for this financing. It is important to note that the lease to own agreement is normally 15 months.
2. Snap finance
The other company that can help you finance your iPhone 12 Pro Max is Snap Finance. In fact, Snap is one of the best lease-to-own providers aiming to empower credit-challenged individuals. Here, they will be able to buy what they wanted by paying flexible and affordable installment plans later. This company was founded on the principle that everyone should enjoy financing, regardless of his credit score status.
To enjoy a lease-to-own financing option, you should ensure that you are 18 years of age. It should also have an active checking account, a valid email address, and a cell phone. If you want to lease the iPhone 12 Pro Max, you should know that the lease term is typically 12 months.
However, you have the option to pay off your account and then own the handset if you pay earlier than the agreed date. It is important to note that Snap offers approval amounts ranging from $250 to $3000.
3. Electro Finance
This is another company that can help finance the iPhone 12 Pro Max. Here this lender offers flexible and cheap payment plans to all its clients. You will have 12 months to make all the necessary installment payments, and thereafter, you will own the device. To enjoy this financing, you have to be 18 years and above, have a social security number, and finally have a credit or debit card.
Advantage And Disadvantage Of Lease iPhone 12 Pro Max
Leasing iPhone 12 Pro Max comes with its advantages and drawbacks. Some of the advantages of leasing this phone include:
Advantage
- Allows you to own the device even when you are credit-challenged: The lease-to-own program allows you to own a handset that would have otherwise made you break the bank due to the costs involved. The iPhone 12 Pro Max is one of the most prestigious phones and costs an arm and a leg. If you do not have enough credit or you already have bad credit, leasing it for some time makes sense.
- The leasing period is not long: In most instances, the leasing period is normally less than 24 months. If you pay all the installments in a timely manner, you will be able to own the device within a short period. In fact, if you make full payment early in advance, you will be able to own the device early as well.
- Allows you to upgrade to a new device: After making monthly payments for about 12 months, you can consider upgrading your device. All this happens at no additional cost. This way, you will enjoy more functionality at a budget-friendly price.
- You can return the device after the lease period: Sometimes, you might not intend to own the device. In this case, you have the liberty to return the phone at the end of the lease period. Thereafter, you can lease another one or better still, buy another one immediately.
Disadvantages
- Regular monthly payments: To some, they find it hectic to make monthly payments. Instead, they would consider making the purchase outright. As such, they might not consider leasing an iPhone 12 Pro Max. Also, if you fail to make monthly payments in time, you stand a chance of paying some interest which might further hurt your budget.
iPhone 12 Pro Max specifications
This phone is one of the most powerful and feature-rich handsets Apple has made in the recent past. To start with, the device comes with a 6.7-inch display that allows you to watch your favorite videos and play games on a larger interface.
Besides the large screen display, the device comes with a 12 MP triple camera on its rear side. Here, you will be able to take high-quality photos anytime you please. The dual-LED flash at the back allows you to take high-quality photos even in places with low light intensity. If you are a fan of selfies, this phone will not disappoint you as it comes with a dual-camera on the front, each 12 MP.
When it comes to the storage section, this phone boasts to have 6 GB RAM and 128/256/512 of internal storage. Therefore, you will have ample space in your device to store your favorite photos, videos, and even documents.
As far as connectivity is concerned, the iPhone 12 Pro Max is a dual SIM and is both 5G, and 4G enabled. It also supports Bluetooth version 5.0. Therefore, you will have an easy to browsing the internet and sharing content through Bluetooth. Finally, the phone is powered by a 3687 mAh battery that allows you to use the device for longer hours.
Pros
- Large screen display
- High-quality cameras
- Fast performance
- Long-lasting battery
- Large internal storage space
Cons
- Some claim that the phone is too big for them.
Final Thoughts
Buying an iPhone 12 Pro Max should no longer stress you. In fact, if you are operating on budget, you can consider lease-to-own financing program. Here, you will own the device with a promise of making regular monthly payments. As long as you pay the monthly installments in a timely manner, you will be good to go. Lease the iPhone 12 Pro Max today and you will enjoy more functionality at a pocket-friendly price.
