Although many phones in the US are locked, unlocked phones are gaining popularity. According to statistics they account for about 15% of the phones in the market. And this doesn’t show any sign of slowing down soon. This is owing to the immense benefits they have on the users. Below are the top benefits that make the customers prefer unlocked cell phones with no credit check no deposit;
Benefits Of Unlocked Cell Phones
1. You can use any network you want
One of the greatest benefits of an unlocked phone is that you have a choice. Use any provider that you need as you are not tied to any one mobile provider. You can also get any phone model you need. You have to note, though, that the model you buy supports the US’s frequencies. This is so especially if you are importing your mobile phone.
An unlocked phone also gives you a choice of the vendor that you buy your mobile phone from. You can compare prices from various sellers and get the best price based on phone features. You have to stick with a certain vendor with a locked phone if they have your preferred device. If you love a Samsung Galaxy S10e and only AT&T has it at a reasonable price, you have to stick with AT&T even if you do not like their services. With an unlocked phone, you can get the Samsung Galaxy S10e and use your preferred service provider. This means that you get the best of both worlds, the phone of your choice and the service provider that you like.
Additionally, it doesn’t mean that you will not get a warranty or other locked phone services. Provided you buy your mobile phone from a reliable vendor, you will get all the benefits.
2. You can use two SIM cards
There are very high chances if your mobile phone is GSM enabled or uses a SIM card to use more than one SIM card. This means that you can use the same phone to subscribe to different services. For instance, the best voice and data plans from different mobile providers. In this manner, you get the best deals from both networks. Worth noting is that if you have a locked dual-SIM card phone, you can only use two SIM cards of the same mobile provider.
3. It becomes easier to resell the phone
Nowadays, it is quite common for a phone brand to cost over $1,000 upon release. This means that you can buy the device and resell it later. With an unlocked phone, it is very easy to resell your mobile phone. With a locked mobile phone, it becomes challenging to resell your mobile phone. The buyer has to be on the same mobile provider as you are. Even though you can request your mobile provider to unlock your phone, it’s inconvenient. It is also not a very easy process, and many mobile providers may not want to unlock their phones.
4. You can Use several service providers
A mobile provider might have good services at the time you use their service. However, their terms and conditions might change, or services become unfavorable. With an unlocked phone, it is possible to switch from one service provider to the other without a problem. With a locked phone, that’s not possible. You have to buy another mobile phone or request your service provider to unlock your phone if you want to shift.
5. Gives you more freedom especially when travelling
If you travel a lot out of the country, an unlocked phone is your best choice. You can use the local mobile providers in the country you are traveling to. With a locked phone, you cannot use your device internationally. That is if your service provider does not operate in the country you are traveling to.
To use your unlocked phone internationally, you have to enable roaming on your device. Or buy another phone. These options are not only cumbersome but also expensive.
Some mobile phone providers have weak signals in certain parts of the country. With a locked phone, you have to grumble with this state of poor network coverage. An unlocked phone gives you the freedom to switch to a stronger network in that specific area.
How to Get Unlocked Cell Phones With No Credit Check or Deposit
The first question you have to ask yourself is what does a mobile company consider as bad credit? Different mobile phone providers have different classifications for bad credit. For example, Sprint considers a credit score of 700 to be excellent while 550 or below to be bad. If your credit score falls below a certain threshold, it is difficult to get a mobile phone from mobile providers. The good news though is that it is possible to get unlocked cell phones with no credit check and no deposit. Below are various ways you can get a cell phone even when you have a bad credit rating;
Go for a prepaid plan
If you want to get a mobile phone, especially when you have bad credit, go for a prepaid plan. A prepaid plan means that you first have to pay the monthly fee to use the voice or text service. The advantage of making the prepayments is that the service provider does not have to do a credit check. After all, you don’t pose the risk of not paying. This means that you can get an unlocked mobile phone from almost any service provider.
You might think that you need a lot of cash upfront to get a prepaid plan. With a prepaid plan, you can buy the phone of your choice and get the service from any service provider. You should note, though, that high-end phones do cost much more than other ordinary brands.
Also, a prepaid plan allows you to subscribe to the services of any service provider. You can even buy a second-hand phone and subscribe to the prepaid plan and continue to enjoy the services. You basically get the freedom to choose your preferred service provider.
Get unlocked phones which you can pay for later
It is possible you fancy the latest iPhone, for example, but do not have the cash. Worse still, your credit score might not be stellar. The good news is that it is possible to get the device of your choice by subscribing to the buy now pay later deals. With these deals, it is possible to get your choice’s mobile phone without undergoing a credit check. And you do not even have to make a deposit.
Many different players in the market offer these kinds of deals. Some of them include Rent Delight, phones credit, and many others. With this model, you make monthly installments for a period of one or two years. You will then own the phone once you complete your monthly installments. This model’s advantage is that since you own the phone, you are not tied to any service provider. That means you are free to use any mobile provider.
You have to note, though, that you need to pay for the carrier service charges. This model tends to be more expensive compared to paying for the phone upfront. At times, the phone’s cost might end up being twice or thrice the price of the phone. It is thus important to consider which option is best for you.
As it happens, some companies which offer these deals also do a hard credit check. This might further damage your credit score. So, it is paramount to ensure you check if the company checks your credit score before you transact.
Join a family plan
Another ingenious way of taking advantage of the great offers is by joining a family plan. A family plan’s only requirement is that the primary account holder should have a good credit score. So, if you are a wife or husband, and your spouse’s credit score is excellent, they can be the primary account holder. Using the good credit score of the basic account holder, you get to enjoy the great offers.
Many service providers have excellent discounts and offer on their family plan packages. However, if you default on your monthly payments, the primary account holder is liable. Failure to pay your monthly installments will affect their credit score.
Get a cosigner with a good credit score
Another great way of getting an unlocked cell phone is finding a person with a good credit score. The person can co-sign with you so that you can get approved for the cell phone. You should note, though, that the plan will not be in your name but rather in the name of your cosigner. However, this plan is good since you can transfer the plan into our name once your credit score improves. This means that if you have a bad credit score now, you can find a cosigner to sign the plan on your behalf. Once your credit score improves, the service provider will allow you to move the plan into your name.
Top 6 Provider Offer Unlocked Cell Phones Without Credit Check and Deposit
It is possible to get an unlocked phone from your mobile provider if your credit score is not stellar. The major service providers in the US include; T-Mobile, AT&T Sprint, and Verizon. They all have plans which enable you to get a mobile phone with no credit check. To get an unlocked phone with no credit check and no deposit from any mobile service provider, you can either:
- Come with your unlocked phone
- Buy an unlocked phone upfront from the service provider.
Once you receive your mobile phone, you have the liberty to choose the mobile plan that you want. The plan you use depends on your mobile phone usage. Below are the top companies.
1. Sprint Mobile
With Sprint mobile, it is possible to get a no-credit mobile phone and a SIM-enabled mobile phone. Additionally, it is possible to get a mobile phone even without a good credit score. Sprint also enables you to make monthly installments, making it easier for you to get the phone. Additionally, the company gives discounts meaning that you can get an expensive phone at a lower price. Since Sprint is a big company, it offers a great variety of mobile phones.
2. Luther sales
Another great provider with the’ buy now pay later’ option is Luther sales. The company is perfect for getting an unlocked phone for various reasons which include the following. The company offers great new phones which you can choose any brand that you fancy. Luther sales also offer great customer service. They will help you out should you have any problem with the mobile phone or any other service. The company is also perfect for you if you are on a budget since they also offer a low-down payment option. Luther Sales also sells branded mobile phones which means that they are of high quality. Additionally, you also get your phone delivered to your location and you also do not need any credit card. The application process is also easy as it takes only 3 minutes.
3. Xpress Wireless
Xpress Wireless is another great option when it comes to a mobile financier. With the company, you can get your unlocked cell phone with no credit card by simply applying online for the phone. You do not have to worry about your credit score since the company does not check your credit score. You can either pick the phone you buy from the company in a specific shop or have it delivered to your home. The payment options are also favorable as you make monthly installments.
4. Rent Delight
At Rent Delight, it is possible to rent a phone or lease one without any hustle. Additionally, the phones at rent delight are all unlocked, which means you can use any service provider. It is possible for the company to either lease or rent the latest phone brand. It does not matter if you have a poor credit score; you can get a mobile phone from the company since they do not do a credit check. Paying for a mobile phone is also easy. You can either pay monthly, bi-monthly, or fortnightly for the mobile phone. With the company, it is possible to calculate the total amount you will pay for the phone you desire.
5. Finger Hut
Another great option for getting an unlocked phone is Finger Hut. You don’t have to worry about your location as the company offers free shipping to various parts of the country. The company also has great and various brands from which you can choose the mobile phone you desire. With Finger Hut, you can choose the option of paying for your mobile phone for 12 months’ installments.
6. Phone Credit
If you want to get a phone with bad credit and no deposit, you should check out the Phone.Credit. The company offers a great customer experience. The company has been in the business for a long and has established a name for it. So, you should not have any worries when dealing with this company. You will also find different kinds of brands with the company. You should also check out the brands before your favorite brand runs out of stock. Another great advantage of this company is that it does not conduct a credit check. Hence, you do not have to worry if you have a poor credit score. You are able to either pay monthly, bi-monthly for the mobile phone. The company also offers no interest for the monthly installments.
8 Best Unlocked Cell Phones
1. Moto G Power | 3-Day Battery1 | Unlocked
The Moto G Power is an unlocked phone which offers you the freedom to choose from a variety of providers. It is SIM-enabled and you can use any mobile network provider that you need. It has a 5000-megahertz battery which keeps charge for three days.
2. Samsung Galaxy A10s GSM Unlocked
The Samsung brand has been in the market for a long and has made a name for itself for being top a range brand. The Samsung Galaxy has 32 GB memory which means you can store your pictures and videos without worrying about running out of space. It has a large screen which is perfect for you.
3. Samsung Galaxy A01 Core (16GB, 1GB RAM) Global 4G LTE GSM Unlocked
Another great option when it comes to unlocked phones is Samsung Galaxy A01 Core. With the mobile phone, it is possible to use it with GSM carriers such as T-Mobile, MetroPCS, and AT&T. It has a great camera that captures excellent pictures.
4. BLU Advance A4 2019- Unlocked Dual Sim, 16GB -Black
The BLU Advance A4 uses the latest Android version to give you an unapparelled user experience. It is unlocked so you can use it with the service provider of your choice. It has a super-sensitive touch screen.
5. BLU Studio View 2019-6.0” GSM Unlocked Smartphone, 32GB+1GB RAM -Black
The BLU Studio View 2019-6.0” offers a great view thanks to its curved glass display. It has an 8 MP main camera which means it captures great videos and pictures. It is compatible with AT&T, T – Mobile, Cricket Metro PCS, and Cricket.
6. Samsung Galaxy S20 FE 5G | Factory Unlocked Android Cell Phone | 128 GB
The Samsung Galaxy S20 is another great option when it comes to an unlocked phone. The phone has 30 times zoom which means that you can zoom things closer. The phone has a night mode where it captures crisp images even in low light. It is also compatible with all mobile carriers. It also has a 128 GB internal memory.
7. Motorola Moto G7 Power – Unlocked – 32 GB – Verizon, AT&T, T-Mobile, Sprint, Boost, Cricket, & Metro
The Motorola Moto G7 offers a great experience since it has a crisp display on its 6.2-inch screen. It is very fast since it has an octa-core processor. The phone has an excellent camera which ensures you capture perfect images.
8. Moto E | Unlocked | Made for US by Motorola | 2/32GB | 13MP Camera
With the Moto E, you have the freedom to choose from Verizon, AT$T, T-Mobile, or Sprint since it is unlocked. It has a great camera with which you can capture great images. It has a long battery life of 42 hours. When it comes to unlocked phones, this is a great option.
Others Unlocked Cell Phones with No Credit Check No Deposit
- CAT – S41 4G LTE with 32GB Memory Cell Phone (Unlocked) – Black
- CAT – S61 with 64GB Memory Cell Phone (Unlocked) – Black
- BLU – Vivo XI+ with 64GB Memory Cell Phone (Unlocked) – Silver
- Motorola One with 64GB Memory Cell Phone (Unlocked) – White
- Samsung – Galaxy S10 with 128GB Memory Cell Phone (Unlocked) Prism Prism – Black
- LG – G7 fit™ with 32GB Memory Cell Phone (Unlocked) – New Aurora Black
- Motorola – Moto G7 Play with 32GB Memory Cell Phone (Unlocked) – Deep Indigo
Key Considerations Before Buying Unlocked Cell Phones With No Credit Check No Deposit
There are some factors that you should consider when buying a no credit check no deposit mobile phone. They include:
- Seller Reputation : The first consideration is the seller’s reputation. A good seller should offer good customer service. They should also be friendly and reputable.
- Availability of The Brand : It is good to compare different brands before you settle for the phone you will buy. Therefore, before choosing the company to buy an unlocked phone, check out the availability of various brands that the company offers: the more brands, the better since you can choose between different phones.
- Available Financing : Financing is crucial when it comes to selecting the company from which to buy your mobile phone. Before you settle on a company, check the financing options available. Some offer monthly, weekly, or biweekly payment options.
- Frequency : Payment frequency is fundamental when checking out the company you want to buy an unlocked phone. Some have a weekly, bi-weekly, or monthly payment option. You should, therefore, ensure that you are comfortable with the payment option available.
- Interest Rate : It is possible that the company you choose to get a phone from interest on the payment option. Different companies offer different interest rates which can range from 10% to 5%. It is therefore important to check the interest rate since the higher the interest the more you will pay for the mobile phone. The best option is to buy the phone from a company that does not charge the interest rate.
- Turnaround Time : Another great consideration is the turnaround time that you have with the company that you want to buy a mobile phone. Some companies offer you 1 year to pay for the phone while others give you two years. Therefore, you should make sure that you check out the turnaround time of the company that you are buying your mobile phone from.
Frequently Asked Questions
What Credit Score Considered Bad Credit in Phone Company?
Different phone companies have different credit score standards. Sprint considers a credit score of 700 and above as a good credit score. The phone company considers a score of 550 or below to be a bad credit score. AT&T considers a credit score of 600 to be bad and will not offer you a phone without a deposit.
How Can I Get A Unlocked Cell Phones with Bad Credit and No Deposit?
Getting a phone with bad credit and no deposit is easy. There are many companies that offer phones to people with bad credit. These companies include Phone.Credit, Luther Sales, Splint among others.
What Cell Phone Company Does Not Require A Credit Check?
There are various cell phone companies that do not conduct a credit check if you meet their other requirements like paying the whole amount upfront. These include AT&T, Verizon, Sprint, and other cell phone companies.
How Much of a Deposit Do I Need for A Unlocked Cell Phones with Bad Credit?
The amount of deposit that you will need for a phone with bad credit depends on the company that you are buying the phone from. Some of the companies charge a deposit depending on your credit score. If your credit score is too bad, you will be charged a higher deposit.
What Is Smartphone Equality™ Offer In T- Mobile?
Smartphone Equality in T-Mobile means that it is possible for everyone to enjoy any promotions and deals that T- Mobile has regardless of their credit score. Previously the Smartphone Equality™ Offer In T- Mobile was only available to customers with a high credit score.
Do I Need to Sign Up or Enroll to Participate In Smartphone Equality?
No, you do not need to enroll to participate in Smartphone Equality as it is a program which the company has rolled out for all customers. This means that you do not need to sign up for the program.
Final Recap
Getting Unlocked Cell Phones with No Credit Check No Deposit might seem impossible. The good news though is that it is very possible as various companies and mobile phone companies offer these services. Unlocked phones have various benefits as you can choose the service provider you best like.
However, there are various factors that you should consider before you choose the company from which you will buy your Unlocked Cell Phones with No Credit Check No Deposit. You should check the turnaround time, any deposit requirements, the repayment schedule, and other similar factors.
